This training provides a comprehensive overview of the Capital Requirements Regulation (CRR) and the Capital Requirements Directive (CRD). These regulations play a crucial role in ensuring financial stability and risk management within the banking sector. By understanding the historical context, key requirements, and recent developments, participants will learn how these frameworks impact capital management, liquidity, and the profitability of banks.

The objectives of this training are to:

• understand the background and importance of CRR and CRD;
• gain insight into capital buffer requirements and risk-weighted assets;
• learn about liquidity and leverage requirements and their impact on banks;
• explore recent developments and reforms within CRR and CRD;
• analyse the influence of CRR and CRD on capital adequacy and risk management in banks;
• discuss challenges and criticisms, including compliance costs and market implications.

CONTENT

• Introduction CRR and CRD: overview, purpose and importance, key objectives
• Historical Background: Capital Requirements framework, Basel Accords
• CRR and CRD overview: scope, key pillars (MCR, SRP, MD), risk types covered (credit risk, market risk, operational risk)
• Capital Requirements including capital buffers (CET1, T1&T2), MREL/TLAC
• Risk-Weighted Assets (RWA): definition and calculation, role in Capital Adequacy, impact
• Liquidity requirements: Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR)
• Leverage Ratio: definition, importance, and compliance
• Recent Developments in CRR and CRD:
  • Key updates & reforms, timelines, ECB & EBA role
  • Integration of ESG Risks in Risk Management framework
  • Sustainability disclosures (EU Taxoomy Article, ESG Pillar 3)
  • Potential measures (Green Supporting Factor / Brown Penalising Factor)
  • Role of supervisors
• Impact of CRR and CRD on Banks: Capital Adequacy & resilience, Risk Management practices, impact on business models and profitability
• Challenges and Criticisms: compliance costs, impact on smaller banks vs. systemically important institutions, market implications and liquidity constraints
• Conclusion: summary of key points
• Q&A Session

PRACTICAL INFORMATION

• Duration: ½ day of training (3 class hours)
• Hours: 13:30 to 17:00
• Location: Febelfin Academy: Phoenix building, Koning Albert II-laan/Boulevard du Roi Albert II 19, 1210 Brussels
• Language: This training will be given in English

You follow a ‘Classroom training’ face-to-face in a group. You, the other participants and the teacher are all present in the same classroom at an agreed time. There is an opportunity for interaction and feedback, both from the participants to the teacher and vice versa. The teaching material consists as a basis of a presentation via the MyFA learning platform, supplemented with various other items (such as digital syllabus, presentation, audiovisual fragments, etc.).

• For those who wish to go beyond the basics
• Learn in a group, in a motivating and targeted way
• Deepen your knowledge and obtain recognized continuing professional development hours

• Be on time for the training. It’s best to arrive 10 minutes before it starts.
• Unexpected delay? Inform your on-location contact.
• Febelfin Academy’s reception desk can be reached at +32 (0)2 507 69 61.
• We recommend to review the learning material in advance and prepare your questions.

• To receive your (CPD) participation certificate for a classroom training, your presence and active participation are required throughout the entire session. Interaction is key to our trainings.
• Your (CPD) participation certificate will be published on your MyFA account the day following the course.
• Febelfin Academy wishes you a great learning experience.

The training can be followed by different target groups:

• Corporate Directors and Board Members
• Compliance Officers
• Sustainability managers
• Legal and regulatory professionals
• ESG analysts and consultants
• ...