Credendo is a leading European credit insurance company, fuelled by a multinational force of 563 professionals. Active in twelve European countries, we serve local and international clients from all around the world. Even though we are rapidly growing, we strive to preserve the soul of a human-sized company in the way we interact with each other from top to bottom.
Credit Analyst
Job description
- As a Credit Analyst, you will work within the Underwriting and Credit Information department and you will report to the Risk Underwriting team leader.
- You will gather and analyse all information relevant for the assessment of short-term credit risks.
- You will assess the creditworthiness of debtors, mainly those located outside Europe.
- You will decide on possible insurance terms or submit proposals to the credit committee and the management committee.
- You will be a contact person for existing or potential clients.
- You will ensure the follow-up of your portfolio by monitoring evolutions in policies and suggested credit conditions on the market as well as evolutions in macro- and microeconomic conditions in the countries where clients of Credendo are active.
- You will ensure the administrative follow-up of the files in the portfolio and keep the statistics up to date.
Profile
- You hold a Bachelor’s degree with a relevant experience of minimum 3 years or a Master's degree with a specialisation in economics, finance, law or commerce.
- You have an excellent knowledge of Dutch/French (mother-tongue level) and business proficiency in English. Knowledge of additional languages is an asset.
- You have an international mindset and a good understanding of business environments, for example through your mixed cultural and/or educational background.
- You are a reliable business partner for your clients by providing advice and guiding them to the most adequate solutions.
- You have excellent analytical and synthetic skills and you like working with figures.
- You are able to convince others and to present your analyses and ideas.
- You are dynamic and result-oriented; you take initiative and have a sense of responsibility.
- You are well-organised and able to handle a significant workload.
- You are eager to learn and have a broad interest in international economic and financial news.
- In function of your ambitions, you have the opportunity to work in one of the branches or subsidiaries of the Group for a short-term period.
Offer
- Possibility to work from home: 3 days
- Group insurance
- Meal vouchers
- Laptop
- Individual hospital insurance
- Family hospital insurance
- Disability insurance
- Dental insurance
- Public transport contribution
- Bicycle allowance
- Flat-rate allowance
- Eco Cheque
- Training
- Benefits plan
- Additional family benefits
- 13th month
- Performance bonus
- Holiday pay
- Additional paid leave
- Remote work
- Furlough leave
- An interesting permanent position in a stable, multilingual and international environment.
- Learning opportunities to continue to develop your skills and expertise.
- A salary depending on your profile and experience, supplemented by a hospitalisation and ambulatory care insurance, pension insurance, FlexReward plan and other fringe benefits.
- A hybrid working arrangement (three days of teleworking) that offers flexibility and a good work-life balance.
- A role in a company where the following values are key: respect, customer intimacy and reliability.
