Gross-net calculator
Social security contributions are deducted from your gross pay. What remains is your taxable gross pay. Taxes are then deducted from that in turn. What then remains is your net pay.
So your net pay is the amount that appears in your bank account. In Belgium, the difference between gross and net is greater than in most other countries. On top of your gross pay, your employer also pays employer contributions to the State. For your company, you therefore represent a total wage cost that is higher than your gross pay.
How much will you keep net of your gross pay?
Use our calculator and calculate yourself how much your net pay amounts to…
Not everyone with the same gross pay will keep the same net amount. If you have dependent children, less taxes are deducted and your net pay is higher than that of someone else who earns exactly the same gross pay as you, but who has no dependants.
It is precisely because net pay is different that wage negotiations always talk about gross pay.
The calculation
By now it is clear that all kinds of taxes and social security contributions are deducted from your gross pay to obtain your net pay. But what exactly is deducted from your gross pay? An overview...
- Social security contributions: employees in Belgium contribute to various social security schemes, such as pensions, health insurance and unemployment benefits. These contributions are deducted from gross wages.
- Taxes: the tax rate in Belgium is progressive, meaning it varies depending on income. The higher the gross wage, the higher the tax rate. Various tax deductions and credits may apply to reduce taxable income and lower the tax burden.
- Other deductions: besides social security contributions and taxes, there may be other deductions such as contributions to the employer's pension scheme, social funds and any other specific schemes or insurances.
After all the above relevant deductions have been applied to gross pay, you are left with your net pay. This is the amount actually paid into your account.
Are you earning as you should? Compare your salary with others, using the Jobat Salary Calculator
Please note that the exact calculation of your net salary can still vary depending on several factors, including the type of income, your marital status, any deductions or allowances, and so on. The above calculator is therefore only an indication and may still differ slightly from your actual net salary.
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